Trusted SACCO Management Platform

Empowering Members,
Building Futures

A comprehensive SACCO management system designed to streamline member management, loan processing, savings tracking, and financial reporting for your cooperative.

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24/7

Access

100%

Secure

Real-Time

Reporting

OTP

Protected

Core Features

Everything You Need

Our comprehensive system covers all aspects of SACCO management

Member Management

Complete member registry with profiles, photos, documents, and next of kin information. Bulk import and export capabilities.

Loan Processing

End-to-end loan lifecycle from application to disbursement with automatic amortization schedules and 5% insurance fee integration.

Savings & Deposits

Track member savings, process deposits and withdrawals, and generate account statements with complete transaction history.

Share Management

Manage share capital, process share purchases and transfers, track dividends, and maintain shareholder records.

Financial Reports

Comprehensive financial reporting including Trial Balance, Profit & Loss, Balance Sheet, portfolio analysis, and audit trails.

OTP Security

Two-factor authentication with OTP via SMS (Afrokatt API). Role-based access control with five user permission levels.

About Us

Why Choose MUGI SACCO?

MUGI SACCO is a member-owned financial cooperative dedicated to empowering our members through accessible savings, affordable credit, and sound financial management.

Our management system is purpose-built for Kenyan SACCOs, featuring complete member management, loan processing with automatic amortization, double-entry accounting, and comprehensive financial reporting. With OTP-secured login via Afrokatt SMS, your data is always protected.

100%

Digital

OTP

Secured

5 Roles

Access Control